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Home insurance. Is this good enough?

purchase price of house 362,300
approved loan 290,000
sq ft. 2100
brick/siding
house built 1964
electrical and plumbing updated
2/1 bath
no basement
not in flood plain
2 car garage/3 beds

The dwelling coverage should cover the REPLACEMENT cost of the house. Which for my house is twice as much as the property is assessed.

If your insurance agent is recommending you insure your dwelling at that amount I guess it’s okay. If you are trying to pay less, there are stipulations in which you may not be fully covered.
(EG. if this is the case) If your replacement value is 700,000 and you’re only insuring 202,000, you’re only insuring 29% of what’s recommended. If something happens to your house and does $100,000 worth of damage, the insurnace company may only cover $29,000 of that.

Make sure you’re getting fully covered.

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Hot Off the Press ’1000 Card Quotes’ CD $11.29 *Compact disc from Hot Off The Press features 1000 quotes with full-sized artwork for every possible occasion *Media includes stickers and more *Scrapbooking accessory can be used with Mac and PC computers *Requires Internet access, Adobe Acrobat Reader and printer

Sue Foley – New Used Car [Digipak] $12.55 Personnel: Sue Foley (vocals, acoustic guitar, electric guitar, percussion); Sue Foley; Mike Turenne (bass instrument); Graham Guest (keyboards); Tom Bona (drums); Corey MacFadyen (percussion).Audio Mixer: Corey MacFadyen.Recording information: 08/2005.Sue Foley pretty much sticks to her guns on New Used Car — her tenth album and second for Germany`s Ruf Records — resisting the urge to go pure pop and turning out instead another set of blues-inflected roots rock originals that prominently feature her laser-guided electric guitar leads. This is certainly good news, and things get off to a great start with the spunky opener and title tune "New Used Car," which cooks along on Foley`s guitar and sharp lyrics that are fully aware that a car is just a metaphor for getting where you want to go and that the back seat is full of all the baggage a life brings. Unfortunately the opening momentum drops off quickly here, and the thinness of Foley`s voice becomes obvious on much of what follows, which wouldn`t really be a problem if the songs, all but one of which are Foley originals, were just a little bit better. "Sugar" has a nice, saucy feel, and the closing track, the closest thing to a straight blues on New Used Car, "Change Your Mind," is impressive, even if it is essentially a rewrite of the old folk-blues nugget "Baby Let Me Follow You Down." The one song Foley didn`t have a hand in writing here, Terry Gillespie`s "When I Come Back to Ya," is also arresting, and Foley`s just-slightly-shaky vocal adds real dimension to the song. Elsewhere, though, the songs feel not quite whole, and although Foley`s guitar playing is everywhere excellent and features her trademark biting tone, she just isn`t a strong enough singer to carry weaker material. Don`t count her out, though. Foley has a real vulnerability in her voice that she spends most of her time writing away from, and when she figures out how to write toward it, the real strength of this remarkable musician should emerge. Lord knows she can play guitar with the best of them. She just needs to figure out how to write the songs that only she could have written. Here`s betting that she`ll get there soon. ~ Steve Leggett Copyright (C) Muze Inc. 2005. For personal use only. All rights reserved.

Used Cars (DVD) $7.91 Jack Warden stars as Luke and Roy L. Fuchs–feuding used car-selling twin brothers who square off in an outrageous, all-out attempt to put each other out of business. Rudy Russo (Kurt Russell), Luke's star salesman, is doing all the lying and cheating that he can in the name of the cause, but only in preparation for what he feels is his true calling–a career in politics! You'll howl at the proceedings, which involve strippers on television and a 200-car chase that turns into a full-on demolition derby. Director Robert Zemeckis (BACK TO THE FUTURE, CAST AWAY) also assembled a first-rate supporting cast (featuring Michael McKean, Joe Flaherty, and Gerritt Graham) for this raunchy, action-packed, and hilarious cult favorite.DVD Features:Region 1Keep CaseWidescreenAudio: Dolby Digital Mono – English Dolby Digital Mono – French Dolby Digital Mono – PortugueseAdditional Release Material: Audio Commentary – 1. Robert Zemeckis – Writer/Screenwriter, Bob Gale – Screenwriter, Kurt Russell – Star Outtakes Radio& TV SpotsInteractive Features: Interactive Menus Scene SelectionText/Photo Galleries: Vintage Advertising Gallery Production Notes Talent Files

How Do Mortgages, Loans, and Credit Work? (Paperback) $8.86 Introduces loans and credit, describing the functions of each, why they are important to the economy, and how to properly handle loan and credit card debt.

Scholarships, Fellowships and Loans (Paperback) $332.64 Description not available.

SMALL LOANS, BIG CHANGES $22.53 Description not available.

Kelley Blue Book Used Car Guide:July-september 2010 (Paperback) $8.69 Includes retail data on domestic and imported cars, trucks, and vans, acceptable mileage ranges, and costs of specific optional factory features.

Kelley Blue Book Used Car Guide, October-december 2010 (Paperback) $9.85 Description not available.

Quotable Quotes $9.74 A sparkling collection of words of wisdom, witticisms, and reflections, both humorous and profound, on a wide variety of subjectsselected from one of the most popular features in Reader's Digest. Contains more than 2500 quotations from hundreds of well-known peoplewriters, humorists, philosophers, politicians, athletes and celebritiesspanning centuries of human history from every corner of the world. A wealth of inspiration for writers as well as general readers.

Quotes Are Tremendous $13.32 Description not available.

The Used – The Used $7.98 This is an Enhanced CD, which contains both regular audio tracks and multimedia computer files.The Used: Quinn Allman (vocals, guitar); Jeph Howard (vocals, bass); Branden Steineckert (vocals, drums); Bert McCracken (vocals).Additional personnel: Carmen Daye (background vocals).Recorded at Foxy Studios, Marina Del Rey, California and Olympic Studios, London, England.Although much is made of this Utah foursome`s rebellious background (singer Bert McCracken`s former drug addiction and the band`s pre-record deal pan-handling street-kid lifestyle), all that`s really required to ascertain the level of the band`s commitment is a close listen to their self-titled debut release. They leap into each song as though their lives depended upon it (maybe they`re not so anxious to go back to spare-changing). While they are initially presented as another entrant in the aggro-rock sweepstakes, there`s a bit more than that to the Used. Sure, McCracken can let out blood-curdling screams of angst with the best of them, and there`s no shortage of blazing guitars and pounding drums, but the Used seem to have spent at least as much time listening to Jane`s Addiction as they have to the Deftones. The band`s range is made most clear by the acoustic-guitar-and-strings ballad "On My Own" and the melodic piano motif at the end of the closing song "Pieces Mended." Copyright (C) Muze Inc. 2005. For personal use only. All rights reserved.

365 Favorite Quotes for Grandmothers $7.91 Start your day off right-every day of the year!-with 365 Favorite Quotes for Grandmothers. . . And discover anew the joys and delights in the relationship between grandchild and grandmother. A perfect purchase as a gift or for personal use, these perpetual calendars will inspire for years to come.

365 Inspirational Quotes $7.91 Start your day off right – every day of the year with "365 Inspirational Quotes" – And be inspired for life. This delightful perpetual calendar features 365 powerful, thought-provoking quotes to encourage you to begin your day with renewed enthusiasm and a happy heart.